It May Concern

SSI payments in 2027

Updated · By It May Concern · How we check figures

The federal SSI payment is $994 a month for an individual and $1,491 for a couple in 2026. With the 2027 COLA it rises to about $1,029 Estimate for an individual and $1,544 Estimate for a couple. The first higher payment arrives on Thursday, December 31, 2026.

At a glance

  • 2027 maximum federal payment, individual: $1,029 Estimate
  • 2027 maximum federal payment, couple: $1,544 Estimate
  • January 2027 payment date: December 31, 2026 (January 1 is a holiday)
  • Resource limits: $2,000 for an individual, $3,000 for a couple. These don’t rise with the COLA.

2026 figures: SSA 2026 COLA fact sheet. 2027 amounts are our estimate: the 2026 amount raised by the COLA and rounded down to the dollar. SSA calculates from unrounded figures, so its official amounts can differ by $1.

Why the January payment comes in December

SSI is paid on the 1st of the month. When the 1st is a weekend or holiday, it’s paid the business day before. New Year’s Day moves the January 2027 payment to December 31, 2026. So December has two SSI payments and January has none. The December 31 payment is for January and includes the COLA.

How much your SSI goes up

SSI is the federal maximum minus your countable income. If your other income stays the same, your SSI rises by about the same dollar amount as the maximum.

If you also get Social Security, it’s different. SSI counts your Social Security as income, so when your Social Security gets its COLA raise, your SSI goes down by that amount, and then up by the increase in the maximum. Your combined total usually rises by about the same amount as someone on SSI alone. The calculator handles this if you choose “Both”.

Many states add a state supplement to SSI, and those amounts vary. The figures here are federal only.

2027 SSI payment dates

See the SSI column in the full 2027 payment schedule. Dates that move: January (to Dec. 31, 2026), May (to April 30), August (to July 30), and January 2028 (to Dec. 30, 2027).

Where to get your exact amount

SSA sends each SSI recipient a notice with the new amount. You can also see it in your my Social Security account or by calling 1-800-772-1213.

Figures last checked against official sources: